Payment Policy
Payment Policy | Soyshopy®
Last Updated: October 27, 2025
Thank you for choosing Soyshopy®. To ensure a secure and transparent shopping experience, this policy outlines the terms and conditions governing all financial transactions on https://Soyshopy.com/.
1. Accepted Payment Methods
We offer a variety of secure options for your convenience:
- Credit & Debit Cards: We support Visa, Mastercard, American Express, and Discover.
- Digital Wallets: For a faster checkout, we accept PayPal, Apple Pay, and Google Pay.
- Privacy: Your sensitive card data is processed directly through our secure payment gateway and is never stored on our internal servers.
2. Industry-Leading Security
Your financial safety is our highest priority. We utilize:
- SSL Encryption: Secure Sockets Layer (SSL) technology encrypts all data transmitted during checkout.
- PCI DSS Compliance: We strictly adhere to the Payment Card Industry Data Security Standard, ensuring your information is handled within the most secure environment possible.
- Trusted Gateways: All transactions are managed by certified, PCI-compliant payment service providers.
3. Billing & Currency
- Currency: All prices and transactions are processed in US Dollars (USD).
- Foreign Exchange: If your card is issued in another currency, your bank may apply a conversion rate and international transaction fees.
- Timing: Your payment method will be authorized and charged immediately upon order submission to ensure prompt fulfillment.
4. Verification & Authorization
- AVS Verification: To prevent fraud, we use the Address Verification System (AVS). Your billing address must exactly match the information on file with your bank.
- Pre-Authorization: A temporary "hold" may appear on your account initially to verify funds. This is captured fully once the order is prepared for shipment.
5. Failed Transactions
If your payment is declined, it may be due to:
- Incorrect card details (Number, Expiration, or CVV)
- Insufficient funds or credit limits
- Billing address mismatches
- Bank-side security flags
Please contact your financial institution to resolve these issues before re-attempting your purchase.
6. Sales Tax
Applicable sales tax will be calculated based on your shipping destination and local state laws. The final amount will be clearly displayed in your order summary before you complete the purchase.
7. Refunds
All approved refunds are credited back to the original payment method. Depending on your bank's policies, please allow 5–10 business days for the funds to reflect in your account.
8. Contact Our Billing Team
If you have questions regarding a charge or encounter any issues at checkout, our team is here to help.
Soyshopy Customer Support
Email: support@permacalm.com
Service Hours: 9:00 AM – 5:00 PM EST, Monday – Friday